Okay ladies, let’s talk SMART money habits.
Rewards cards are one of the best ways to save money on everyday purchases. Not only do they provide discounts and deals, but they also offer rewards points that can be redeemed for a variety of items and services.
If you haven’t already, consider joining a rewards program at your favorite grocery store or retail chain. Here are 4 reasons why rewards programs are a beneficial addition to your spending routine.
Rewards cards offer a convenient way to save money on purchases.
Through the accumulation of points and cashback rewards, cardholders can get back money spent on certain items in the store. Rewards members also may receive external benefits such as gas points or discounts at restaurants. These benefits help to offset the cost of items you typically purchase.
If you are a frequent customer of certain local businesses, signing up for their membership or rewards program can be an excellent way to save money. Not only do you benefit from discounts, but the points and cash back rewards enable cardholders to get back their money spent on specific items.
Rewards programs can provide a great way to save money on everyday purchases. Depending on the store’s rewards program, you may be able to earn points or cash. For instance, if you shop at your local grocery store and join their rewards program, you could start earning points that can be used for discounts or free products.
They track what you frequently purchase, and tailor your savings toward your personal habits.
If you’re worried about making inconvenient product substitutions, rewards programs often are used to track your spending habits in order to generate coupons that fit your personal preferences. If you make sure to use your card every time you shop, you are more likely to receive personalized benefits and coupons for the items on your weekly shopping list.
By using your rewards card every time you make a purchase, you are much more likely to receive personalized benefits and coupons tailored to your spending habits. This means that instead of just receiving discounts or points on general items, you can get rewards specifically for the items that you frequently purchase.
Rewards cards that act as credit cards can be used to build credit history.
If customers put their entire purchase on the charge card and pay in full each month or keep up on timely payments, credit scores can be boosted. This allows users to establish good financial habits that will help them when it becomes time to apply for a mortgage or a car loan. Check out our Money Coaching Courses to make sure you stay on track and avoid debt, though.
We also love credit cards from a consumer protection standpoint. With fraud running rampant today, you are much safer using a credit card than a debit card!
They are great tools for planning your spending.
Some come with automatic alerts when you approach your spending limit so you are able to better manage your finances without having to worry about going overboard. Other rewards cards will tell you ahead of time what the weekly deals are for cardholders. These features help ensure people are staying within their means while making their everyday purchases.
There are so many benefits that come with signing up for rewards cards. Joining one rewards program can provide you with some great deals and ways to cut down on your spending. Start taking advantage of the perks today by finding the right reward program that fits your lifestyle and spending habits!
Need help creating a spend plan that fits your need?
Grab our What You Need Instead of a Budget Course to craft a non-restrictive spend plan that helps you both enjoy right now AND set yourself up for success in the future. You can also join our Money Bitch Community Facebook Group for great tips, tricks, and support.
