Are you looking to take control of your finances but don’t know where to start?
Money apps that help you organize your personal finances are right at your fingertips and are oftentimes free to use. These apps offer an easy and convenient way for users to manage their money, set financial goals, and stay organized.
Here are 4 free-to-use money apps to help you own your money goals:
1. Mint
Mint is a popular, free to use app that enables people to easily track their spending goals. It allows users to connect all their bank accounts, credit cards, investments, and other financial accounts in one place. With Mint, users can create customized spending plans based on their personal habits, monitor their progress over time, and receive personalized advice regarding how to save more money. Additionally, Mint provides access to a wealth of information such as credit scores and personal finance tips.
2. Goodbudget
Goodbudget is an easy-to-use app that helps people manage and keep track of their finances. With Goodbudget, it is easy to organize your spending plan by assigning each of your expenses into virtual ‘envelopes’. These ‘envelopes’ work to divide expenses into categories in order to help the user allocate a set amount to each one. It also gives users the ability to set up personalized budget plans which includes setting monthly spending limits. Goodbudget also offers features like shared financial planning with others and multiple device accessibility. If you have joint bank accounts, this platform is perfect for you!
3. Spendee
Spendee is a simple yet effective app designed specifically for those who want an easy way to stay on top of their expenses. Spendee is simple and leaves out many of those complicated features that are often hidden in the background. Like other apps mentioned, Spendee allows you to import all your banking transactions into the app so you can easily categorize them and track how much money you are spending each month. You can also break down your spending habits into categories like groceries, gas, and utilities. With Spendee, you can set weekly or monthly budgets for yourself so you know exactly when it’s time to cut back on unnecessary purchases!
4. Wally
Wally is another great expense tracking app that helps people make better decisions about the money they spend. By offering a comprehensive overview of user income versus expense, Wally users can take the information provided to better their spending habits. Wally users also have access to helpful tips from personal finance experts, along with being able to quickly add all types of transactions including cash payments & checks directly into the app. Charts and graphs provide a visual way to look at your spending plan. Wally is a great option for those who do not have an extensive knowledge on financial management, and are looking to become more mindful of their spending.
For anyone looking to improve their financial health, these money apps are a great way to get started. Not only do they allow you to track your spending and income in real-time, but they also provide helpful tips and insights that can help you make better decisions with your money.
Before you grab these money apps, get INFORMED on how to achieve your money goals!
Before you grab these money apps, make sure you have the right mindset, know exactly what your money goals are, and feel empowered to achieve them. Check out our What You Need INSTEAD of a Budget Course to help you shift your money mindset, and join the Money Bitch Community Facebook Group to get real time support.
