Think building wealth means massive sacrifices or working 80-hour weeks? 

Not exactly.

What if I told you one of the most powerful financial moves you can make takes under 5 minutes… and you barely feel it?

Welcome to the 1% rule:
The tiny tweak to your automated savings or investments that adds up to real money over time—without stress, shame, or spreadsheets.

We’re big fans of making financial growth feel doable, empowering, and actually fun. This is one of our favorite hacks—and here’s why it works.

 

Why 1% Works (Even If It Feels Small)

Most people think they need to overhaul everything to make progress: cut all spending, max out retirement accounts, master investing overnight.

But real, sustainable wealth? It’s built through consistent, bite-sized moves.

That extra 1% added to savings or investments each month:

  • Builds the habit of prioritizing your future 
  • Compounds over time (thanks to interest and growth) 
  • Doesn’t disrupt your day-to-day spending much at all 

✨ It’s stealthy wealth—and it adds up fast.

 

Behavioral Finance 101:

Why You Won’t Miss That 1%

When your savings are automated, they happen before you have a chance to spend.
 That means you adapt to what’s left—effortlessly.

Adding 1% more rarely causes stress—but it builds confidence and momentum like crazy. You’ll start to feel like a woman who saves on purpose—because you are.

 

Real Life Example

Let’s say you currently auto-transfer $200/month into a savings account or investment platform.

You bump that to $210/month. That’s just $2.50 more per week—barely a coffee.

Over the course of a year?
 That extra $120 (plus interest or growth) starts snowballing.

And each time you increase, the results multiply.

 

How to Do It Right Now

  1. Log into your bank or investment platform 
  2. Find your recurring transfer or auto-invest setup 
  3. Increase it by 1–5% 
  4. Save it and celebrate your tiny-but-mighty glow up 🎉

 

Pro Tip: Stack the Habit

Do this every time you get a raise, pay off debt, or cut an expense.
 Even better? Set a calendar reminder every 3–6 months to revisit and bump your auto-savings again.

Before you know it, you’ll be saving 10–20% of your income—and it won’t feel like a burden.

 

What Our Clients Say

“Once I automated saving just 1% more, I stopped second-guessing everything. It gave me permission to enjoy my money now and trust I was planning for later.”
 — Sarah, business owner + PowHERhouse client

 

At PowHERhouse Money Coaching…

We teach women to make smart, strategic financial moves that actually stick.
 Whether you’re working toward your first $10K savings goal or scaling your investment portfolio, we help you:

  • Automate your financial glow-up 
  • Make consistent progress with ease 
  • Build wealth on your terms 

📞 Want to optimize your savings strategy with expert support?
 Call us at (716) 906-3155 or visit www.powherhousemoney.com to book your free clarity call.

The next version of you is already wealthy. Let’s fund her—1% at a time.